.Union Money Management Official Nirmala Sitharaman3 minutes read Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financing Official Nirmala Sitharaman announced that the federal government strives to open over 30 thousand new PMJDY accounts during the course of 2024-25.Briefing media reporters, Sitharaman unveiled that since August 14, 2024, an overall of 531.3 million Jan-Dhan profiles have levelled due to the fact that the system's launch a years back, along with a cumulative deposit balance of Rs 2.3 trillion.The ordinary difference per account has boosted coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 per cent of these profiles are actually presently active." PMJDY has actually played a crucial role during the widespread, especially for women," claimed Sitharaman.In spite of the allowance for absolutely no equilibrium as well as the absence of a minimum harmony criteria, simply 8.4 per cent of the profiles sustain a no equilibrium. The scheme has actually been actually particularly reliable in country and semi-urban regions, where 66.6 per-cent of the accounts are located.As of August 14, 2024, ladies account owners represent 55.6 percent of the complete accounts, amounting to 295.6 million profiles, according to the Department of Financial.
Presently, 99.95 percent of all inhabited communities possess banking centers readily available within a 5-kilometre radius with several touchpoints, featuring financial institution divisions, automated bank employee equipments, banking correspondents, and also India Post Remittances Banking Company.As of August 14, 2024, there end 1.73 billion surgical CASA (bank account savings account) accounts in the country, featuring more than 530 thousand important PMJDY profiles.Concerning social surveillance schemes, Sitharaman highlighted that over 200 million collective enrolments have offered life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly superior of Rs 436.Also, over 450 thousand advancing enrolments have delivered 1 year unintentional cover of Rs 2 lakh (for death or even irreversible complete handicap) and also Rs 1 lakh (for long-lasting limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs twenty yearly.The Atal Pension account Yojana has registered over 68 million customers.In relations to credit-linked schemes, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing loans amounting to Rs 29.93 mountain (since July 12, 2024) have actually been actually accredited to provide collateral-free institutional financial to micro and also small business devices as much as Rs 10 lakh for income-generating tasks.Under the Stand Up India Program, 236,000 collective car loans amounting to Rs 53,609 crore (since July 15, 2024) have been actually accredited to Booked Caste, Scheduled Tribe, as well as girls business owners for putting together greenfield jobs.Additionally, the Pradhan Mantri SVANidhi system has approved lendings worth Rs 12,630 crore to 6.52 thousand road providers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY advancing down payment balance of Rs 2.3 mountain.u00b7 There more than 1.73 billion operative CASA accounts.u00b7 Women account owners make up 55.6% of total accounts.1st Posted: Aug 27 2024|9:37 PM IST.